Fannie Mae and Freddie Mac Loans
- Loan Amounts To $484,350
- 3% Down Payment On Owner Occupied Loans
- Minimum 620 Credit Score
- Gifts Allowed For Down Payment
- No Mortgage Insurance Programs Available
- Owner-Occupied, Second Homes And Investment Properties
Jumbo Loans
- Loan Amounts Above $484,350
- 10% Down Payment
- Enhanced Jumbos With 5% Down
Other Loan Programs
- Renovation Loans
- Reverse Mortgages
- Bank Statement Loans For Self Employment Borrowers – 12 Or 24 Months
- Asset Depletion Loans
- Investment Debt Service Loans
- Foreign National Loans
- Recent Derogatory Event Loans
- Non-Warrantable Condos
- Manufactured Home Financing
- No Income/ No Employment
Government Loan Programs
FHA
- 3.50% Down Payment On Owner Occupied Loans
- Minimum 580 Credit Score
- Gifts Allowed For Down Payment
VA
- 100% Financing For Owner Occupied Loans
- Minimum 580 Credit Score
USDA
- 100% Financing For Owner Occupied Loans
- Minimum 620 Credit Score
- Income And Property Eligibility Must Be Met
Non-occupant co-borrowers allowed.
No mortgage insurance programs available.
Escrow holdbacks allowed for repairs on FHA, VA, and Fannie Mae.