Products

Available Loan Programs

If you are interested in a loan program that is not listed please contact us.

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Non-occupant co-borrowers allowed. No mortgage insurance programs available. Escrow holdbacks allowed for repairs on FHA, VA, and Fannie Mae.

Fannie Mae and Freddie Mac Loans

-Loan Amounts To $647,200
-3% Down Payment On Owner Occupied Loans
-Minimum 620 Credit Score -Gifts Allowed For Down Payment
-No Mortgage Insurance Programs Available
-Owner-Occupied, Second Homes And Investment Properties

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Jumbo Loans

-Loan Amounts Above $647,200
-10% Down Payment
-Enhanced Jumbos With 5% Down

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Government Loan Programs

FHA
-3.50% Down Payment On Owner Occupied Loans
-Minimum 580 Credit Score
-Gifts Allowed For Down Payment
VA
-100% Financing For Owner Occupied Loans
-Minimum 580 Credit Score
USDA
-100% Financing For Owner Occupied Loans
-Minimum 620 Credit Score
-Income And Property Eligibility Must Be Met

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Other Loan Programs

-Renovation Loans
-Reverse Mortgages
-Bank Statement Loans For Self Employment Borrowers, 12 Or 24 Months
-Asset Depletion Loans
-Investment Debt Service Loans
-Foreign National Loans
-Recent Derogatory Event Loans
-Non-Warrantable Condos
-Manufactured Home Financing
-No Income/ No Employment

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