Products

Fannie Mae and Freddie Mac Loans

  • Loan Amounts To $484,350
  • 3% Down Payment On Owner Occupied Loans
  • Minimum 620 Credit Score
  • Gifts Allowed For Down Payment
  • No Mortgage Insurance Programs Available
  • Owner-Occupied, Second Homes And Investment Properties

Jumbo Loans

  • Loan Amounts Above $484,350
  • 10% Down Payment
  • Enhanced Jumbos With 5% Down

Other Loan Programs

  • Renovation Loans
  • Reverse Mortgages
  • Bank Statement Loans For Self Employment Borrowers – 12 Or 24 Months
  • Asset Depletion Loans
  • Investment Debt Service Loans
  • Foreign National Loans
  • Recent Derogatory Event Loans
  • Non-Warrantable Condos
  • Manufactured Home Financing
  • No Income/ No Employment

Government Loan Programs

FHA

  • 3.50% Down Payment On Owner Occupied Loans
  • Minimum 580 Credit Score
  • Gifts Allowed For Down Payment

VA

  • 100% Financing For Owner Occupied Loans
  • Minimum 580 Credit Score

USDA

  • 100% Financing For Owner Occupied Loans
  • Minimum 620 Credit Score
  • Income And Property Eligibility Must Be Met

Non-occupant co-borrowers allowed.

No mortgage insurance programs available.

Escrow holdbacks allowed for repairs on FHA, VA, and Fannie Mae.