Government Loan Programs

FHA

-3.5% Down Payment On Owner Occupied Loans
-Minimum 580 Credit Score
-Gifts Allowed for Down Payment
-Loan Amounts Determined by the Location of the Property

VA

-100% Financing For Owner Occupied Loans -100% Loan for Military Members
-Minimum 580 Credit Score

USDA

-100% Financing For Owner Occupied Loans
-Minimum 620 Credit Score
-Income and Property Eligibility Must be Met